Come into one of our lobby locations today!

Come into one of our lobby locations today!

Give your child a strong financial foundation with our True Youth Share Certificate, an effective tool designed to expand your child’s financial learning experience.

Benefits:

  • A low minimum starting deposit of $25
  • Allows additional deposits in increments of $25
  • Competitive fixed rate
  • Dividends are paid monthly
  • Designed for those 17 years old and younger to learn about saving and investing
  • Better returns than savings accounts

True Youth Share Certificate*

$25 to $5,000

12 Month Term

4.70%

Annual Percentage Yield

Benefits:

  • A low minimum starting deposit of $25
  • Allows additional deposits in increments of $25
  • Competitive fixed rate
  • Dividends are paid monthly
  • Designed for those 17 years old and younger to learn about saving and investing
  • Better returns than savings accounts

True Youth Share Certificate*

$25 to $5,000

12 Month Term

4.40%

Annual Percentage Yield

True Youth Share Certificate

A True Youth Share Certificate can teach your kids the importance of earning and investing; and give them a head start on saving for a first car, college, and more – sooner rather than later to avoid the temptations of non-essential spending.

Our True Youth Share Certificate can be opened at any of our lobby locations. If your child does not currently have a savings account, they will need to open one before opening a True Youth Share Certificate. Follow the link below for a list of items needed to get you started today!

Budget

Earn

Save

What Is A Share Certificate?

Share certificates are like long-term savings accounts. They offer a higher fixed dividend rate compared to savings accounts with a set term chosen during the initial opening. You are locked in for that term and gain dividends on your money during that time.

Questions? Ask a Member Service Representative today!

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*Disclosures for the Austin Telco True Youth Share Certificate:

  • A minimum deposit of $25.00 is required
  • Dividends are paid monthly to the Member Savings Account
  • No monthly account/service fees
  • Funds must remain on deposit for the term of the certificate or penalties will apply as follows:

    1. Terms of 12 months or less – 90 days dividends

  • Please see Fee Schedule
  • Fees could reduce the earnings on the account
  • Rates subject to change without notice
  • One youth share certificate allowed per child’s social security number
  • The True Youth Share Certificate will automatically renew as a regular 12-Month share certificate upon maturity when the account holder reaches 18 years of age